Welcome to OracleMed Health

1. Founded in 2001, OracleMed Health is registered global Medical Health Insurer and Administrator controlling a unique range of International Medical Insurance products. We offer 24-hour Medical Health Insurance Cover whether at home or abroad.

2. Regional representation.

3. In Country presence in 18 countries ensuring that the Products are appropriately registered and comply with Regulators.

4. We have built a team of professionals drawn from a broad range of disciplines including medical practitioners and healthcare specialists who are sensitive to the cultural, political and economic needs across Africa.

5. We have established long and enduring relationships with our Clients, Hospitals, Medical Professionals and Partners.

6. We know how to provide Comprehensive Cover at Affordable Rates.

7. We have 24 Hour Multilingual Call Centre and Help Line.

TYPES OF COVER

  • Tailor Designed/Bespoke Plans to suite
  • Comprehensive plans
  • Overall annual limit of USD 1 million per person per annum
  • Inpatient and outpatient cover
  • Treatment in Home Country AND/OR offshore
  • Worldwide Cover for Emergency Evacuation and Hospitalization
  • Travel and Accommodation included for patient and third party accompaniment
  • Hospital Treatment can Worldwide or Continent of Africa to include South Africa
  • Treatment can be in Home Country, Country of Temporary Residence AND/OR Offshore
  • Travel and Accommodation included for patient and third party accompaniment
  • Short term travel insurance
  • Business or leisure

Why choose OracleMed Health?

24 hour Medical Insurance Cover for hospital treatment whilst at home or when travelling abroad.

Access to a 24 hour Multilingual Medical Call Centre and International Help Line. Our call centre will provide help and assistance in emergencies and evacuations.

  • OracleMed Health is responsible for the full Administration Process.
  • Our highly dedicated, skilled and experienced medical team are at hand to give advice and to offer unparalleled service levels.
  • A case manager is assigned to each patient
  • The products are fully insured.
  • Annual increases consistently contained to sustain loyalty and marketability.
  • Cost contained competitive premiums.
  • Direct settlement of all claims by OracleMed Health to Providers.
  • All claims are paid at incurred costs.
  • No deposits. No excesses.

Local on the ground support through our appointed dependable in-country Medical Doctors and Appointed Service Providers.

Flexibility to select Medical Providers, Hospitals and Doctors

Product Features

  • 24 hour emergency evacuation and hospital treatment whether at home or abroad.
  • Full cover and range of benefits when you need to be admitted to hospital
  • Emergency medical treatment outside of your home country
  • Air evacuation with medical treatment
  • Accommodation and airfare for accompanying family member
  • Return by commercial airline to home country
  • A case manager is assigned to each patient
  • Full cover and range of benefits when you need to be admitted to hospital for non-emergency (elective) procedures whether at home or offshore
  • Transfer by Commercial airline to the nearest appropriate facility
  • Accommodation and airfare for accompanying family member
  • Return by commercial airline to home country
  • A case manager is assigned to each patient
  • For 10 or more employees medical histories will be disregarded.
  • Pre-existing conditions will always be covered
  • No waiting periods
  • Tailor-made/bespoke and price planned Benefits
  • Regular claims reports will be supplied to update of the performance of the Plan and to highlight areas of concern
  • Monthly reconciliations of staff census
  • Dedicated Account Manager is assigned to ensure smooth operation of the scheme

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